Spokane, Mead and Spokane Valley real estate and homes for sale in Washington, New Construction, and Residential Acreage - Tim Ray, REALTOR® Tim Ray REALTOR(r) for Spokane, Mead and Spokane Valley, Washington real estate, New Construction, and Residential Acreage - NUMBER1EXPERT™ Tim Ray NUMBER1EXPERT(tm) for Spokane, Mead and Spokane Valley, Washington real estate, New Construction, and Residential Acreage
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Tim Ray, REALTOR®, real estate agent and broker for Spokane, Mead and Spokane Valley Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
22+ Years Experience. Over $75,000,000 In Homes Sold. Top 3% Of All Realtors.... Experience. Integrity. Results. Call me Toll Free at 800.711.3965!


FREE Relo Package And Spokane Schools 2005 Report!
Moving your family to another town or state can be stressful - but it doesn't have to be! Click below to see how I can help you make a "Smooth Move"!
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"Never more than a phone call away"
"Tim was never more than a phone call away, day or night, and he offered the experience and support we needed to make an intelligent home purchase."
Jamie and Crystal Queen
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Tim Ray is one of The Top Selling Real Estate Experts™
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Meet My Team: Spokane, Mead and Spokane Valley Washington home buying, real estate listings, and homes for sale in Spokane                        County, WA
Welcome > About Me > Meet My Team ...


Meet Tim Ray and The Specialist Group, Inc!
 

As a top Realtor, I can not work alone! I have a whole team of people working in your best interests. Now, meet The Specialist Group!
 

Tim Ray - Owner, Team Leader

Tim is responsible for the "people" part of the business. He works with both Buyers and Sellers, providing exclusive representation for each. He will never represent both the seller and the buyer in the same transaction, and has arranged for an independent Buyers Agent to step in during the rare occasion that a dual agency situation occurs. Tim maintains all client contact personally, and oversees the implementation of all marketing systems.

Carol Miller - Marketing Coordinator

Carol is responsible for maintaining our presence in our real estate magazines, newspapers, and the Windermere Premier Properties publications. Carol has a graphic arts degree and is a design specialist. She also helps design some of our special promotional and marketing materials.

Kathy Tucker - Internet Coordinator

Kathy knows the net! She keeps things up and running smoothly, particularly our presence on the Windermere site. She maintains our e-mail systems and is also a back-up Transaction Coordinator.

Marty Bademian - Senior Mortgage Consultant

Marty is a Senior Loan Representative with Washington Mutual Savings Bank and our "Number1Expert" for all things financial! With over 11 years experience in all facets of the lending industry, Marty has a solution for nearly every challenge we encounter. Marty and his team work very hard to ensure that our clients enjoy a "Stress Free" experience. From new purchase loans to refinances, Marty and Washington Mutual offer extremely competitive rates, no "junk fees", and the same service philosophy as The Specialist Group. If you need a loan, do yourself a favor and call Marty!

Alissa Raczykowski, LPO - Escrow Manager, Pacific Northwest Title

Alissa is the Escrow Manager for Pacific Northwest Title and personally handles nearly all of our closings. She is, without a doubt, the finest closing agent in Spokane! She is responsible for all closing paperwork, documents, and lien payoffs, and she will see your transaction through to the end with care, concern, and exacting expertise.

Tana St.Marie - Title Representative

Tana is the Manager of the Spokane office of Pacific Northwest Title. She is responsible for overseeing your title insurance policies and she provides us with some valuable marketing tools. Thank you, Tana and Pacific Northwest Title!



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Real Estate Tips
Titles >Do You Really Need Title Insurance

When a home is purchased, title insurance is one of the closing cost items on the closing statement. This insurance protects the buyer from defects in the title that are not discovered until after the closing. There are two kinds of title insurance--coverage that protects the lender for the balance of the mortgage if the buyers have a loan, and coverage that protects the buyers' equity in the property.

It is prudent to purchase owners' coverage because most of the title problems that arise after a closing are not from a sloppy title search, but are the result of inaccurate information in the public records. The ownership chain goes back a long way, and fraud or misrepresentation anywhere in the chain could mean big problems. Title insurance will protect you if a wife or husband did not properly sign off on the ownership papers or if the property was sold as part of an estate that was later disputed. Most people do not have to deal with the title insurance company after the closing, but this coverage could save your investment if a problem arises.

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Real Estate Trivia
Q 
Who is the world's largest landowner?

A 
The United States government, with holdings of 728.8 million acres of land.
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Shaun Flanigan/MetLife Home Loans
Tim Ray and The Specialist Group recommend Shaun Flanigan at MetLife Home Loans for all of your home loan and mortgage needs!
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Tim Ray, REALTOR®, real estate agent and broker for Spokane, Mead and Spokane Valley Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Tim Ray
John L. Scott Spokane Citywide

1500 West 4th Avenue
Suite 202
Spokane, WA 99204
Toll Free: 800.711.3965
Direct Office: 509.444.9400
Fax: 509.238.3189
tim@greatspokanehomes.com

Tim Ray, a lifetime Spokane resident, has been one of the top real estate professionals in the area since 1988 and is truly Spokane’s Premier Number One Expert. Tim has consistently been a top producer who focuses on providing the best personal service available in his market. His outstanding Buyer Services include the finest Spokane Relocation Package available, the exclusive 42 page Spokane Schools 2007 Report, The Daily Hotsheet (an automated daily e-mail with every new listing that meets his clients needs), and the spectacular F.S.B.O. (For Serious Buyers Only) Program that allows his clients to do their own MLS searches. For Sellers, Tim has assembled an incredible marketing program that includes 4 page full color brochures, full color direct mail campaigns, all full color magazine advertising in 3 different magazines, 5 different virtual tours with exposure on over 15 websites, and much more! His efforts have more than paid off. He has finished the year in the Top Ten for Sales Side Volume 4 times in the Spokane Association of Realtors (out of over 1200 agents) and is consistently in the Top 3% of all Realtors. For the most personal, innovative marketing and sales services in the Inland Empire, call Tim Ray and The Specialist Group Toll Free at 800-711-3965.

ABREqual HousingMLSREALTORRELO


John L. Scott Spokane Citywide real estate and homes for sale in Spokane, Mead and Spokane Valley Washington

John L. Scott Spokane Citywide real estate and homes for sale in Spokane, Mead and Spokane Valley Washington

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