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22+ Years Experience. Over $75,000,000 In Homes Sold. Top 3% Of All Realtors.... Experience. Integrity. Results. Call me Toll Free at 800.711.3965!
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FREE Relo Package And Spokane Schools 2005 Report! Moving your family to another town or state can be stressful - but it doesn't have to be! Click below to see how I can help you make a "Smooth Move"! Find Out More > View All Offers >
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"Never more than a phone call away" "Tim was never more than a phone call away, day or night, and he offered the experience and support we needed to make an intelligent home purchase." Jamie and Crystal Queen Read Quote > View All Quotes >
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Compare three mortgages at one time.
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Meet Tim Ray and The Specialist Group, Inc! As a top Realtor, I can not work alone! I have a whole team of people working in your best interests. Now, meet The Specialist Group! 
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Tim Ray -
Owner, Team Leader
Tim is responsible for the "people" part
of the business. He works with both Buyers and Sellers, providing exclusive
representation for each. He will never represent both the seller and the buyer
in the same transaction, and has arranged for an independent Buyers Agent to
step in during the rare occasion that a dual agency situation occurs. Tim
maintains all client contact personally, and oversees the implementation of all
marketing systems. |
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Carol Miller
- Marketing Coordinator
Carol is responsible for maintaining
our presence in our real estate magazines, newspapers, and the Windermere
Premier Properties publications. Carol has a graphic arts degree and is a
design specialist. She also helps design some of our special promotional and
marketing materials. |
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Kathy Tucker
- Internet Coordinator
Kathy knows the net! She keeps things
up and running smoothly, particularly our presence on the Windermere site. She
maintains our e-mail systems and is also a back-up Transaction
Coordinator. |
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Marty
Bademian - Senior Mortgage Consultant
Marty is a Senior Loan
Representative with Washington Mutual Savings Bank and our "Number1Expert" for
all things financial! With over 11 years experience in all facets of the
lending industry, Marty has a solution for nearly every challenge we encounter.
Marty and his team work very hard to ensure that our clients enjoy a "Stress
Free" experience. From new purchase loans to refinances, Marty and Washington
Mutual offer extremely competitive rates, no "junk fees", and the same service
philosophy as The Specialist Group. If you need a loan, do yourself a favor and
call Marty! |
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Alissa
Raczykowski, LPO - Escrow Manager, Pacific Northwest
Title
Alissa is the Escrow Manager for Pacific Northwest
Title and personally handles nearly all of our closings. She is, without a
doubt, the finest closing agent in Spokane! She is responsible for all closing
paperwork, documents, and lien payoffs, and she will see your transaction
through to the end with care, concern, and exacting expertise. |
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Tana St.Marie
- Title Representative
Tana is the Manager of the Spokane
office of Pacific Northwest Title. She is responsible for overseeing your title
insurance policies and she provides us with some valuable marketing tools.
Thank you, Tana and Pacific Northwest Title! |
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First Time Buyers >Your Principal Residence
The Federal Tax Code allows married taxpayers to exclude from capital gains taxes up to $500,000 in profits from selling a home (singles can exclude $250,000). In order to qualify for this exemption, you must prove that that the home has been your principal residence for at least two out of the last five years. The establishment of the home as a principal residence depends on the facts of each homeowner's circumstance. Here are two cases to consider.
Homeowner A has lived at 25 Pine Drive for 12 years. Although he stays at his vacation cottage in another town for up to three months out of each year (sometimes more), 25 Pine Drive is his principal residence, where he lives most of the time. When he sells the home, Homeowner A (filing as a single individual) can keep up to $250,000 in tax-free profit.
Homeowner B buys 108 Maple Street, intending to live there. He rents it out while waiting to sell his current home, where he has lived for six years. His principal residence sells at the end of two years. Homeowner B moves into his new house, lives there for three months, and then decides to travel. After a six-month trip, he regrets buying 108 Maple Street and sells it. Even though he has owned the house on Maple Street for over two years, it won't qualify as "owner-occupied", because he only lived in it for a few months. Thus Homeowner B is not eligible to claim the tax exemption when he sells the house on Maple Street.
Consult your tax advisor for advice about your particular circumstance.
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| Q |
What land did the U.S. Government buy for $7.2 million?
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| A |
The U.S. bought all of Russian America (Alaska) from the Russian Czar in March 1867. |
See More Real Estate Trivia > |
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