Spokane, Mead and Spokane Valley real estate and homes for sale in Washington, New Construction, and Residential Acreage - Tim Ray, REALTOR® Tim Ray REALTOR(r) for Spokane, Mead and Spokane Valley, Washington real estate, New Construction, and Residential Acreage - NUMBER1EXPERT™ Tim Ray NUMBER1EXPERT(tm) for Spokane, Mead and Spokane Valley, Washington real estate, New Construction, and Residential Acreage
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Tim Ray, REALTOR®, real estate agent and broker for Spokane, Mead and Spokane Valley Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
22+ Years Experience. Over $75,000,000 In Homes Sold. Top 3% Of All Realtors.... Experience. Integrity. Results. Call me Toll Free at 800.711.3965!


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"The most professional and thorough"
"We have dealt with many other Realtors throughout the years, and you have been the most professional and thorough."
"Dennis and Betsy Queen"
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Compare three mortgages at one time. Download TripleCalc now. It's free.

Real Estate - Homes - NUMBER1EXPERTS Sell More!
Tim Ray is one of The Top Selling Real Estate Experts™
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Tim Ray, REALTOR®, real estate agent and broker for Spokane, Mead and Spokane Valley Washington home listings, property and land for sale - NUMBER1EXPERT(tm) Tim Ray, REALTOR®, real estate agent and broker for Spokane, Mead and Spokane Valley Washington home listings, property and land for sale - NUMBER1EXPERT(tm)
Tim Ray, REALTOR®, real estate agent and broker for Spokane, Mead and Spokane Valley Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome To Your Spokane, Mead/Colbert, Spokane Valley, and Liberty Lake, Washington Real Estate Resource!
 



Welcome.... to the most comprehensive resource available to you about real estate in the greater Spokane, Washington area! As a proud lifetime Spokane area resident, I am uniquely qualified to help you with any housing need you may have. Everything you need to know about buying or selling a home, and about the beautiful Spokane area, can be found here on my Web site.

BECAUSE the real estate industry is becoming more sophisticated and challenging every day, you need a Team of Professionals that understand the industry and are positioned to stay ahead of the game. Having served over 750 families during my 18 year career, I have the knowledge that you need when making your next buying or selling decision. My Team is a powerful group of individuals with a combined 40 years of experience that will take care of your every need. Click on any of the links below and let us know how we can serve you!


The Daily
Hotsheet!
LOOKING FOR A HOME? Receive The Daily Hotsheet! This FREE E-MAIL SERVICE searches the Spokane MLS DAILY and automatically sends you every home in the Spokane area that matches your search criteria! Then, give us a call or e-mail us and we will rush you our Buyer Specialist Services Pack. This valuable package contains information about us, how we will work for you, Buyer Agency in the state of Washington, information about Home Warranties and Home Inspections, financing options, and a current printed list of all of the available listings that meet your criteria. If you would rather receive the current listings in the mail, you can take advantage of our Advantage Plus Previews Program, and everyone will be served by a dedicated Buyer Specialist who will only represent YOU in your transaction. Call or e-mail us for more exciting details!

NEED TO SELL? We have developed one of the most extensive and innovative marketing programs in the country. From full color advertising, 4 page full color flyers, full color "Just Listed" direct mail campaigns, 5 different virtual tours and exposure on over 15 websites and much more, we provide strictly first class marketing services for all properties we represent. We would be happy to evaluate your property and present you with a Customized Marketing Plan for your property, all at no obligation.

RELOCATING to the Spokane area? Call or e-mail me for the most comprehensive Spokane Relocation Package available! Upon request we will also send you the exclusive Specialist Group's Spokane Schools 2006 Report, which is one of the most detailed of it's kind. It is full of valuable information such as average test scores, funding levels, the average number of years of teaching experience in each school, average class sizes, and even the Principal's names and phone numbers!

If you would like to take advantage of our many innovative services, please call us
TOLL FREE at (800)711-3965 or e-mail us from one of the many links on our site.

It is our distinct privilege to serve you and your family!

 




School Reports in Spokane, Mead and Spokane Valley, Washington
"A model of how the Internet can facilitate the process of deciding where to send your children to school"
- America's Best School Profiles by
The Heritage Foundation

Washington Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.
  Schools in Spokane, Mead and Spokane Valley 

Real Estate Tips
About Appraisals >Three Caballeros

When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.

Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.

This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.

See All Tips In The "About Appraisals" Category >
See Complete Library Of Hundreds Of Tips In 30+ Categories >

Real Estate Trivia
Q 
What do 84% of homebuyers who use the Internet to search for homes have in common?

A 
They use a real estate agent to purchase their home.
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Get My Latest Listings Before Anyone Else!
As soon as I list another home for sale, I'll email you. You'll know first.
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Shaun Flanigan/MetLife Home Loans
Tim Ray and The Specialist Group recommend Shaun Flanigan at MetLife Home Loans for all of your home loan and mortgage needs!
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Get the Latest Real Estate News, Hot Off the Presses!
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Tim Ray, REALTOR®, real estate agent and broker for Spokane, Mead and Spokane Valley Washington home listings, property and land for sale - NUMBER1EXPERT(tm)

Tim Ray
John L. Scott Spokane Citywide

1500 West 4th Avenue
Suite 202
Spokane, WA 99204
Toll Free: 800.711.3965
Direct Office: 509.444.9400
Fax: 509.238.3189
tim@greatspokanehomes.com

Tim Ray, a lifetime Spokane resident, has been one of the top real estate professionals in the area since 1988 and is truly Spokane’s Premier Number One Expert. Tim has consistently been a top producer who focuses on providing the best personal service available in his market. His outstanding Buyer Services include the finest Spokane Relocation Package available, the exclusive 42 page Spokane Schools 2007 Report, The Daily Hotsheet (an automated daily e-mail with every new listing that meets his clients needs), and the spectacular F.S.B.O. (For Serious Buyers Only) Program that allows his clients to do their own MLS searches. For Sellers, Tim has assembled an incredible marketing program that includes 4 page full color brochures, full color direct mail campaigns, all full color magazine advertising in 3 different magazines, 5 different virtual tours with exposure on over 15 websites, and much more! His efforts have more than paid off. He has finished the year in the Top Ten for Sales Side Volume 4 times in the Spokane Association of Realtors (out of over 1200 agents) and is consistently in the Top 3% of all Realtors. For the most personal, innovative marketing and sales services in the Inland Empire, call Tim Ray and The Specialist Group Toll Free at 800-711-3965.

ABREqual HousingMLSREALTORRELO


John L. Scott Spokane Citywide real estate and homes for sale in Spokane, Mead and Spokane Valley Washington

John L. Scott Spokane Citywide real estate and homes for sale in Spokane, Mead and Spokane Valley Washington

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