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22+ Years Experience. Over $75,000,000 In Homes Sold. Top 3% Of All Realtors.... Experience. Integrity. Results. Call me Toll Free at 800.711.3965!
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Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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"The most professional and thorough"
"We have dealt with many other Realtors throughout the years, and you have been the most professional and thorough."
"Dennis and Betsy Queen"
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 Compare three mortgages at one time.
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Welcome To Your Spokane, Mead/Colbert, Spokane Valley, and Liberty Lake, Washington Real Estate Resource!
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Welcome.... to the most comprehensive resource
available to you about real estate in the greater Spokane, Washington area! As a proud lifetime
Spokane area resident, I am uniquely qualified to help you with any housing
need you may have. Everything you need to know about buying or selling a home,
and about the beautiful Spokane area, can be found here on my Web
site.
BECAUSE the real estate
industry is becoming more sophisticated and challenging every day, you need a
Team
of Professionals that understand the industry and are
positioned to stay ahead of the game. Having served over 750 families during my
18 year career, I have the knowledge that you need when making your next buying
or selling decision. My Team is a powerful group of individuals with a combined
40 years of experience that will take care of your every need.
Click on any of the links below and let us know how we
can serve you!
LOOKING FOR A
HOME? Receive The Daily
Hotsheet! This FREE E-MAIL
SERVICE searches the Spokane MLS DAILY and
automatically sends you every home in the Spokane area that matches your search
criteria! Then, give us a call or e-mail us and we will rush you our Buyer
Specialist Services Pack. This valuable package contains information about
us, how we will work for you, Buyer Agency in the state of Washington,
information about Home Warranties and Home Inspections, financing options, and
a current printed list of all of the available listings that meet your
criteria. If you would rather receive the current listings in the mail, you
can take advantage of our Advantage Plus Previews Program, and
everyone will be served by a dedicated Buyer Specialist who will only represent
YOU in your transaction. Call or e-mail us for more exciting
details!
NEED TO SELL? We have developed one of
the most extensive and innovative marketing programs in the country. From full
color advertising, 4 page full color flyers, full color "Just Listed" direct
mail campaigns, 5 different virtual tours and exposure on over 15 websites and
much more, we provide strictly first class marketing services for all
properties we represent. We would be happy to evaluate your property and
present you with a Customized Marketing Plan for your property, all at
no obligation.
RELOCATING to the Spokane area? Call
or e-mail me for the most comprehensive Spokane Relocation Package
available! Upon request we will also send you the exclusive
Specialist Group's Spokane
Schools 2006 Report, which is one of the most detailed of
it's kind. It is full of valuable information such as average test scores,
funding levels, the average number of years of teaching experience in each
school, average class sizes, and even the Principal's names and phone
numbers!
If you would
like to take advantage of our many innovative services, please call
us
TOLL FREE at (800)711-3965 or e-mail
us from one of the many links on our site.
It is our distinct privilege to serve you and your
family! |
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About Appraisals >Three Caballeros
When you buy a house or refinance your present home, your lender will ask you to pay for an appraisal to help ensure that the sales price and mortgage amount is consistent with the property's market value. The appraiser will look for "three caballeros" or three "comparables" -- homes that are very similar to the one you are buying -- and will make adjustments to reflect the differences between the properties.
Housing patterns tend to be homogenous, meaning that homes worth $300,000 are usually located in $300,000 neighborhoods. It is important for properties to be within the general pricing patterns of their neighborhoods because over-valued homes, even if they are exceptional, are sometimes difficult to sell at full market price.
This is not the only factor considered in determining the worth of a property, but it is an important one. The buyer or seller may view the property as a home or an investment, but lenders view it in a completely different way. To a lender, property means security in the event a borrower fails to repay a mortgage. Therefore, lenders must know real estate values in order to limit their risks.
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| Q |
What do 84% of homebuyers who use the Internet to search for homes have in common?
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They use a real estate agent to purchase their home.
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 See More Real Estate Trivia > |
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Shaun Flanigan/MetLife Home Loans
Tim Ray and The Specialist Group recommend Shaun Flanigan at MetLife Home Loans for all of your home loan and mortgage needs!
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- NUMBER1EXPERT™ 
